Frequently asked questions

Collection costs

Who can see my payment default entry?

A payment default entry is seen only by individuals or companies that check your credit information. Credit information cannot be checked without legal justification or your consent to do so. When credit information is checked, an entry is always made in the credit register showing who has seen the information and for what purpose. The justifications for checking credit information are listed in the Credit Information Act. Accepted justifications are, for example, granting of credit, preparing a lease agreement, surety, employee or job applicant assessment, and debt collection planning.